Developers · REST · Webhooks · SDKs
A credit-intelligence API
that reads like product code, not bank middleware.
REST endpoints with predictable shapes, signed webhook payloads, TypeScript and PHP SDKs, a sandbox-first onboarding flow. TLS 1.3 minimum; mTLS for service-to-service; explicit rate limits.
Incorporated
Lunar Flame Sdn Bhd · Co. No. 1361453-X
D&B verified
DUNS 473297787
Data residency
Neon Postgres · Singapore
Identity verification
Innov8tif EMAS · MyKad + ePassport NFC
Audit posture compliant with PDPA 2010 and BNM technology risk-management guidelines. SOC 2 Type II and ISO 27001 readiness tracked publicly on the trust page.
Surface
Designed for integrating partners, not stand-alone use.
REST + Webhooks
Apply, score, sign, disburse, repay — each as an idempotent endpoint. Webhooks for every state transition.
TypeScript + PHP SDKs
First-class types, retryable transport, mock-mode for tests. Versioned with codemods between major releases.
Sandbox-first
Every account starts in sandbox. Production access gated on a 10-call smoke suite + PDPA processor-agreement.