For investors · Pre-Series A
Credit intelligence infrastructure
for ASEAN's regulated lending institutions.
The flywheel: every loan trains a better scorecard, every scorecard improves disbursement quality, every disbursement pulls in the next lender. Operating from Selangor, designed for the next decade of ASEAN credit.
Incorporated
Lunar Flame Sdn Bhd · Co. No. 1361453-X
D&B verified
DUNS 473297787
Data residency
Neon Postgres · Singapore
Identity verification
Innov8tif EMAS · MyKad + ePassport NFC
Audit posture compliant with PDPA 2010 and BNM technology risk-management guidelines. SOC 2 Type II and ISO 27001 readiness tracked publicly on the trust page.
What's compounding
Three layers of moat we're building on the same data.
Regulated-lender distribution
Cooperative banks, MD lenders, finance companies. Distribution sticky once a lender's ANGKASA / DuitNow rails are wired through us.
Decisioning data
Every loan we run sharpens the scorecard. Cohort risk learns faster than any single lender can on their own portfolio.
Borrower trust
NRIC-keyed identity travels across lenders. Borrowers see fairness; lenders see lower friction; the platform compounds.